{"id":147471,"date":"2023-10-10T09:12:51","date_gmt":"2023-10-10T13:12:51","guid":{"rendered":"https:\/\/inrs.ca\/?p=147471"},"modified":"2023-10-10T10:36:29","modified_gmt":"2023-10-10T14:36:29","slug":"overindebtedness-focus-on-the-financial-health-of-quebec-households","status":"publish","type":"post","link":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/","title":{"rendered":"Overindebtedness: Focus on the Financial Health of Quebec Households"},"content":{"rendered":"\n

INRS unveils a new report on the socio-cultural and economic dynamics of Quebec households.<\/strong><\/strong><\/p>\n\n\n \n

\n
\n \"\"\n <\/div>\n

<\/p>\n<\/div>\n\n\n

<\/div>\n\n\n\n

Research conducted at the Institut national de la recherche scientifique (INRS) is shedding light on the factors that are leading to household debt in Quebec today. Conducted among more than 4,800 respondents, the results speak for themselves\u2014young people, single parents, racialized people, and newcomers are the most vulnerable groups.<\/p>\n\n\n\n

The study was led by INRS professor Maude Pugliese<\/a>, who worked with ten co-investigators from different professional fields. Collaboration across fields of expertise allowed for the issues to be examined from a multidisciplinary perspective.<\/p>\n\n\n\n

\u201cThis collection of extremely recent data is a real gold mine for better understanding the principles of overindebtedness in Quebec today. This study sheds light on various debt mechanisms and could serve as a tool for understanding the issues involved,\u201d explains Pugliese, a researcher who specializes in finances and inequalities at the INRS Urbanisation Culture Soci\u00e9t\u00e9 Research Centre.  <\/p>\n\n\n\n

<\/span>
\n

Post-survey analyses revealed that 18% of Quebec\u2019s adult population had difficulty repaying their debts in 2022. <\/p>\n\n\n\n

With inflation and the rising cost of living, the research team found that this proportion continued to rise in the first half of 2023.<\/p>\n<\/div><\/div>\n\n\n\n

<\/div>\n\n\n\n

Uncertain financial environment: weaker purchasing powe<\/strong>r<\/strong><\/h2>\n\n\n\n

The report Le surendettement parmi les m\u00e9nages qu\u00e9b\u00e9cois<\/em> <\/a>(Overindebtedness in Quebec households) looks at the reasons for borrowing or turning to credit. While purchasing real estate, obtaining a car, or funding education immediately spring to mind, Professor Pugliese reminds us that there are other situations that lead to borrowing. <\/p>\n\n\n\n

<\/div>\n\n\n\n
\n

\u201cFor many respondents, we observed what we called compensatory debt<\/em>: borrowing related to job loss, illness, support for a loved one or child, separation, or even a combination of such life events.\u201d<\/p>\nMaude Pugliese<\/strong>, researcher who specializes in finances and inequalities at the INRS Urbanisation Culture Soci\u00e9t\u00e9 Research Centre.<\/cite><\/blockquote>\n\n\n\n

<\/div>\n\n\n\n

The verdict is that over 70% of people who take out a loan to compensate for job loss or illness have difficulty repaying their debts.<\/p>\n\n\n\n

Furthermore, in the event of financial difficulties or projects that require a certain amount of money, vulnerable groups may turn to private, unofficial, or online lenders. These lenders often have terms that lack transparency, and they may charge up to 40% interest.<\/p>\n\n\n\n

\u201cNot everyone has access to conventional bank loans. By better understanding the motivations of people who need to borrow, we can also identify routes that lead to overindebtedness. What we\u2019re seeing are certain vulnerabilities, tensions between the lack of consumer protection on the one hand, and underlying economic problems on the other,\u201d explains the researcher.<\/p>\n\n\n\n

<\/div>\n\n\n\n

Better support with practical solution<\/strong>s<\/strong><\/h2>\n\n\n\n

Professor Pugliese and her team list several solutions in the report. These include the need for potential users to be more included financially. More specifically, financial institutions could put initiatives in place that make every individual feel legitimate and welcome in their spaces. This concept calls for more flexibility and a better understanding of the backgrounds of people that may approach traditional banking chains.<\/p>\n\n\n\n

The report also notes that single-parent families and separated parents face particular difficulties. Food and housing costs are continuing to rise, putting a strain on household finances.<\/p>\n\n\n\n

Furthermore, the dozen experts agreed that government assistance programs should be maintained and enhanced\u2014employment insurance, family assistance programs, and disability benefits are all social safety nets that provide support to members of the population who need it.<\/p>\n\n\n\n

In this context, improving the population\u2019s financial literacy is becoming increasingly essential. At a time when a loan can be finalized in just a few clicks, for instance, understanding the consequences surrounding the concepts of credit and debt is even more important.<\/p>\n\n\n\n

<\/div>\n\n\n\n
\"La
Professor Maude Pugliese. Photo : Phil Bernard<\/figcaption><\/figure>\n\n\n\n
<\/div>\n\n\n\n

About the report<\/strong><\/strong><\/h2>\n\n\n\n

The report Le surendettement parmi les m\u00e9nages qu\u00e9b\u00e9cois<\/a>,<\/em> was published in September 2023 by Maude Pugliese (INRS), H\u00e9l\u00e8ne Belleau (INRS), Mar\u00eda Eugenia Longo (INRS), Carolyn C\u00f4t\u00e9-Lussier (INRS), Patrik Marier (Concordia University), Magalie Quintal-Marineau (INRS), Mathieu Lizotte (University of Ottawa), Sarita Isra\u00ebl (Centre for Research and Expertise in Social Gerontology), Sylvie L\u00e9vesque (F\u00e9d\u00e9ration des associations de familles monoparentales et recompos\u00e9es du Qu\u00e9bec), Simon David Yana (Minist\u00e8re de l\u2019Immigration, de la Francisation et de l\u2019Int\u00e9gration), and Camille Beaudoin (Autorit\u00e9 des march\u00e9s financiers).<\/p>\n\n\n\n

Maude Pugliese has been a professor at INRS since 2018. Her research focuses on the links between family dynamics, personal finances, and socio-economic inequalities. She holds the Canada Research Chair in Family Financial Experiences and Wealth Inequality, and is the Director of the Partenariat de recherche familles en mouvance<\/a>, the Observatoire des r\u00e9alit\u00e9s familiales du Qu\u00e9bec<\/a>, and the Famili@<\/a> documentary database, which contains multidisciplinary scientific works on families and couples in Quebec.<\/p>\n\n\n\n

<\/p>\n\n\n\n

This project\u00a0was\u00a0made possible thanks\u00a0to the financial\u00a0support of the following partners\u00a0: minist\u00e8re de l’\u00c9ducation<\/a>, the minist\u00e8re de l’Immigration, de la Francisation et de l\u2019Int\u00e9gration (MIFI)<\/a>,\u00a0the minist\u00e8re de la Sant\u00e9 et des Services sociaux (MSSS)<\/a>, the minist\u00e8re du Travail, de l’Emploi et de la Solidarit\u00e9 sociale (MTESS)<\/a>, thee minist\u00e8re des Affaires municipales et de l’Habitation (MAMH),<\/a> le Secr\u00e9tariat aux a\u00een\u00e9s (SA-MSSS) and the Fonds de recherche du Qu\u00e9bec \u2013 Soci\u00e9t\u00e9 et culture (FRQSC)<\/a> as part of the FRQSC’s Action concert\u00e9e de recherche sur la pauvret\u00e9 et l\u2019exclusion sociale phase\u00a04.<\/a><\/p>\n\n\n\n

<\/div>\n\n\n\n
<\/div>\n","protected":false},"excerpt":{"rendered":"

INRS unveils a new report on the socio-cultural and economic dynamics of Quebec households.<\/p>\n","protected":false},"author":430,"featured_media":12408,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1372],"tags":[],"sectors":[732],"class_list":["post-147471","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-science-and-society","sectors-societe-en"],"acf":[],"yoast_head":"\nOverindebtedness: Focus on the Financial Health of Quebec Households | INRS<\/title>\n<meta name=\"description\" content=\"INRS unveils a new report on the socio-cultural and economic dynamics of Quebec households.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Overindebtedness: Focus on the Financial Health of Quebec Households\" \/>\n<meta property=\"og:description\" content=\"INRS unveils a new report on the socio-cultural and economic dynamics of Quebec households.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/\" \/>\n<meta property=\"og:site_name\" content=\"INRS\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/inrsciences\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-10T13:12:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-10T14:36:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/inrs.ca\/wp-content\/uploads\/surendettement-menages-quebecois.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Alexandra Madoyan Trautmann\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@inrsciences\" \/>\n<meta name=\"twitter:site\" content=\"@inrsciences\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alexandra Madoyan Trautmann\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/\"},\"author\":{\"name\":\"Alexandra Madoyan Trautmann\",\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/#\\\/schema\\\/person\\\/96b01ca23f0923ab4cdcd7fff7cd56f6\"},\"headline\":\"Overindebtedness: Focus on the Financial Health of Quebec Households\",\"datePublished\":\"2023-10-10T13:12:51+00:00\",\"dateModified\":\"2023-10-10T14:36:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/\"},\"wordCount\":904,\"image\":{\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/inrs.ca\\\/wp-content\\\/uploads\\\/2020\\\/07\\\/maude-pugliese-professeure-institut-national-recherche-scientifique-inrs.jpg\",\"articleSection\":[\"Science and Society\"],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/\",\"url\":\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/\",\"name\":\"Overindebtedness: Focus on the Financial Health of Quebec Households | INRS\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/inrs.ca\\\/wp-content\\\/uploads\\\/2020\\\/07\\\/maude-pugliese-professeure-institut-national-recherche-scientifique-inrs.jpg\",\"datePublished\":\"2023-10-10T13:12:51+00:00\",\"dateModified\":\"2023-10-10T14:36:29+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/#\\\/schema\\\/person\\\/96b01ca23f0923ab4cdcd7fff7cd56f6\"},\"description\":\"INRS unveils a new report on the socio-cultural and economic dynamics of Quebec households.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/#primaryimage\",\"url\":\"https:\\\/\\\/inrs.ca\\\/wp-content\\\/uploads\\\/2020\\\/07\\\/maude-pugliese-professeure-institut-national-recherche-scientifique-inrs.jpg\",\"contentUrl\":\"https:\\\/\\\/inrs.ca\\\/wp-content\\\/uploads\\\/2020\\\/07\\\/maude-pugliese-professeure-institut-national-recherche-scientifique-inrs.jpg\",\"width\":1000,\"height\":666,\"caption\":\"www.philbernard.ca\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/news\\\/overindebtedness-focus-on-the-financial-health-of-quebec-households\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/inrs.ca\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"INRS\",\"item\":\"https:\\\/\\\/inrs.ca\\\/en\\\/inrs\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Pressroom\",\"item\":\"https:\\\/\\\/inrs.ca\\\/en\\\/inrs\\\/newsroom\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"News\",\"item\":\"https:\\\/\\\/inrs.ca\\\/en\\\/inrs\\\/newsroom\\\/news\\\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Overindebtedness: Focus on the Financial Health of Quebec Households\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/inrs.ca\\\/en\\\/\",\"name\":\"INRS\",\"description\":\"Institut national de la recherche scientifique\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/inrs.ca\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/inrs.ca\\\/en\\\/#\\\/schema\\\/person\\\/96b01ca23f0923ab4cdcd7fff7cd56f6\",\"name\":\"Alexandra Madoyan Trautmann\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0b690aa5990dab38ffa573070321b63c5ba6a2871115d7648e5ba6e372e73bb6?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0b690aa5990dab38ffa573070321b63c5ba6a2871115d7648e5ba6e372e73bb6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0b690aa5990dab38ffa573070321b63c5ba6a2871115d7648e5ba6e372e73bb6?s=96&d=mm&r=g\",\"caption\":\"Alexandra Madoyan Trautmann\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Overindebtedness: Focus on the Financial Health of Quebec Households | INRS","description":"INRS unveils a new report on the socio-cultural and economic dynamics of Quebec households.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/","og_locale":"en_US","og_type":"article","og_title":"Overindebtedness: Focus on the Financial Health of Quebec Households","og_description":"INRS unveils a new report on the socio-cultural and economic dynamics of Quebec households.","og_url":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/","og_site_name":"INRS","article_publisher":"https:\/\/www.facebook.com\/inrsciences\/","article_published_time":"2023-10-10T13:12:51+00:00","article_modified_time":"2023-10-10T14:36:29+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/inrs.ca\/wp-content\/uploads\/surendettement-menages-quebecois.png","type":"image\/png"}],"author":"Alexandra Madoyan Trautmann","twitter_card":"summary_large_image","twitter_creator":"@inrsciences","twitter_site":"@inrsciences","twitter_misc":{"Written by":"Alexandra Madoyan Trautmann","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/#article","isPartOf":{"@id":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/"},"author":{"name":"Alexandra Madoyan Trautmann","@id":"https:\/\/inrs.ca\/en\/#\/schema\/person\/96b01ca23f0923ab4cdcd7fff7cd56f6"},"headline":"Overindebtedness: Focus on the Financial Health of Quebec Households","datePublished":"2023-10-10T13:12:51+00:00","dateModified":"2023-10-10T14:36:29+00:00","mainEntityOfPage":{"@id":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/"},"wordCount":904,"image":{"@id":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/#primaryimage"},"thumbnailUrl":"https:\/\/inrs.ca\/wp-content\/uploads\/2020\/07\/maude-pugliese-professeure-institut-national-recherche-scientifique-inrs.jpg","articleSection":["Science and Society"],"inLanguage":"en-CA"},{"@type":"WebPage","@id":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/","url":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/","name":"Overindebtedness: Focus on the Financial Health of Quebec Households | INRS","isPartOf":{"@id":"https:\/\/inrs.ca\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/#primaryimage"},"image":{"@id":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/#primaryimage"},"thumbnailUrl":"https:\/\/inrs.ca\/wp-content\/uploads\/2020\/07\/maude-pugliese-professeure-institut-national-recherche-scientifique-inrs.jpg","datePublished":"2023-10-10T13:12:51+00:00","dateModified":"2023-10-10T14:36:29+00:00","author":{"@id":"https:\/\/inrs.ca\/en\/#\/schema\/person\/96b01ca23f0923ab4cdcd7fff7cd56f6"},"description":"INRS unveils a new report on the socio-cultural and economic dynamics of Quebec households.","breadcrumb":{"@id":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/#primaryimage","url":"https:\/\/inrs.ca\/wp-content\/uploads\/2020\/07\/maude-pugliese-professeure-institut-national-recherche-scientifique-inrs.jpg","contentUrl":"https:\/\/inrs.ca\/wp-content\/uploads\/2020\/07\/maude-pugliese-professeure-institut-national-recherche-scientifique-inrs.jpg","width":1000,"height":666,"caption":"www.philbernard.ca"},{"@type":"BreadcrumbList","@id":"https:\/\/inrs.ca\/en\/news\/overindebtedness-focus-on-the-financial-health-of-quebec-households\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/inrs.ca\/en\/"},{"@type":"ListItem","position":2,"name":"INRS","item":"https:\/\/inrs.ca\/en\/inrs\/"},{"@type":"ListItem","position":3,"name":"Pressroom","item":"https:\/\/inrs.ca\/en\/inrs\/newsroom\/"},{"@type":"ListItem","position":4,"name":"News","item":"https:\/\/inrs.ca\/en\/inrs\/newsroom\/news\/"},{"@type":"ListItem","position":5,"name":"Overindebtedness: Focus on the Financial Health of Quebec Households"}]},{"@type":"WebSite","@id":"https:\/\/inrs.ca\/en\/#website","url":"https:\/\/inrs.ca\/en\/","name":"INRS","description":"Institut national de la recherche scientifique","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/inrs.ca\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Person","@id":"https:\/\/inrs.ca\/en\/#\/schema\/person\/96b01ca23f0923ab4cdcd7fff7cd56f6","name":"Alexandra Madoyan Trautmann","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/secure.gravatar.com\/avatar\/0b690aa5990dab38ffa573070321b63c5ba6a2871115d7648e5ba6e372e73bb6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0b690aa5990dab38ffa573070321b63c5ba6a2871115d7648e5ba6e372e73bb6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0b690aa5990dab38ffa573070321b63c5ba6a2871115d7648e5ba6e372e73bb6?s=96&d=mm&r=g","caption":"Alexandra Madoyan Trautmann"}}]}},"permalink_manager":null,"_links":{"self":[{"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/posts\/147471","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/users\/430"}],"replies":[{"embeddable":true,"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/comments?post=147471"}],"version-history":[{"count":5,"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/posts\/147471\/revisions"}],"predecessor-version":[{"id":148082,"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/posts\/147471\/revisions\/148082"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/media\/12408"}],"wp:attachment":[{"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/media?parent=147471"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/categories?post=147471"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/tags?post=147471"},{"taxonomy":"sectors","embeddable":true,"href":"https:\/\/inrs.ca\/en\/wp-json\/wp\/v2\/sectors?post=147471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}